Traveler's cheques provide a fairly secure way of carrying your money. Always remember to keep a separate record of the cheque numbers for reference in the event of loss.

For the convenience of tourists, the Bank of China has exchange desks for foreign currency and traveler's cheques with convenient hours at all hotels, airports, friendship stores, and other shopping areas. Besides the advantage of safety, traveler's cheques are useful to carry in China because the exchange rate is actually more favourable than what you get for cash. Cheques from most of the world's leading banks and issuing agencies are now actable in China - however, stick to the major companies such as Thamas Cook, American Express, and Citibank.